We currently sell 2 types of savings bond: Series EE and Series I. You can buy them for yourself, your child, or as a gift for someone else.

This page focuses on buying for yourself or a child whose account is linked to yours. If you are planning to give a savings bond as a gift, also see our page on Giving savings bonds as gifts.

Current Rates

Buying electronic EE or I savings bonds

TreasuryDirect is the official United States government application in which you can buy and keep savings bonds.

To buy a savings bond in TreasuryDirect:

1. Go to your TreasuryDirect account.
2. Choose BuyDirect.
3. Choose whether you want EE bonds or I bonds, and then click Submit.
4. Fill out the rest of the information.
   • For information on registration, see Registering your bonds (Who owns them).
   • If you plan to give the bond to someone else, see Giving savings bonds as gifts.

You can buy an electronic savings bond for any amount from $25 to $10,000 to the penny.

In any one calendar year, you may buy up to $10,000 in Series EE electronic savings bonds AND up to $10,000 in Series I electronic savings bonds for yourself as owner of the bonds.

Registering savings bonds (Who owns them?)

Whether you buy an electronic bond or a paper bond, you must specify who owns the bond.

You may name yourself, a child, yourself and someone else (either as another owner or as the beneficiary), or anyone you want to give the savings bond to as a gift.

But the person (or people) you name must meet these conditions:

• The person must have a Social Security Number.
• The person must also meet any one of these three conditions:
  • United States citizen, whether the person lives in the U.S. or abroad, or
  • United States resident, or
  • Civilian employee of the United States, no matter where that person lives

Managing savings bonds for a child under 18

You can name the child as the owner of either paper or electronic savings bonds.

The child needs a TreasuryDirect account that is linked to the account of a parent or other adult custodian. You (the parent or other adult custodian) may open a TreasuryDirect account for the child and buy savings bonds for the child. Other people can buy savings bonds for the child as gifts to go into the child's linked account.