Giving savings bonds as gifts

You can give savings bonds as gifts to anyone for any occasion.

New baby, birthday, wedding, graduation, anniversary, holiday, thank you, new job, or for no special occasion at all!

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Gifting electronic EE or I savings bonds

For electronic savings bonds as gifts, both you and the recipient must have a TreasuryDirect account.

Learn about TreasuryDirect Open a TreasuryDirect account

You can gift a savings bond to adults or children. A child under 18 can have a TreasuryDirect account if the child's parent or other adult custodian has a TreasuryDirect account and sets up a linked account for the child.

What you need to know about the recipient

To give an electronic savings bond to someone else, you must know that person's:

How far in advance to buy the savings bond

You must hold the savings bonds in your account for at least 5 business days before you deliver them to the gift recipient. That 5-day hold lets us be sure that the money for the gift has successfully gone through the banking system.

How the person knows there's now a gift bond in their account

When you deliver the savings bond to the recipient's TreasuryDirect account, we send them an email announcing the gift.

Series EE Savings Bonds
2.40%
For EE bonds issued May 1, 2026 to October 31, 2026.
Series I Savings Bonds
4.26%
This includes a fixed rate of 0.90%. For I bonds issued May 1, 2026 to October 31, 2026.